:root{--red:#c8102e;--dark:#1a1a1a;--gray:#5b5b5b;--light:#f7f7f5;--green:#2e7d32;--amber:#f9a825}
*{margin:0;padding:0;box-sizing:border-box}
body{font-family:'Segoe UI',Arial,sans-serif;color:var(--dark);line-height:1.7;background:#fff}
img{max-width:100%;height:auto;display:block}
a{color:var(--red);text-decoration:none}
a:hover{text-decoration:underline}
h1,h2,h3,h4{line-height:1.25;color:var(--dark)}
.container{max-width:1150px;margin:0 auto;padding:0 20px}
.topbar{background:var(--dark);color:#fff;font-size:.9rem;padding:8px 0}
.topbar .container{display:flex;justify-content:space-between;flex-wrap:wrap;gap:8px}
.topbar a{color:#ffd54f}
header.site{background:#fff;border-bottom:3px solid var(--red);position:sticky;top:0;z-index:100;box-shadow:0 2px 8px rgba(0,0,0,.06)}
.nav{display:flex;align-items:center;justify-content:space-between;padding:14px 20px;max-width:1150px;margin:0 auto;flex-wrap:wrap}
.logo{font-size:1.5rem;font-weight:800;color:var(--dark);letter-spacing:.5px}
.logo span{color:var(--red)}
.logo small{display:block;font-size:.62rem;font-weight:600;letter-spacing:2px;color:var(--gray)}
nav ul{display:flex;list-style:none;gap:22px;flex-wrap:wrap;align-items:center}
nav a{color:var(--dark);font-weight:600;font-size:.95rem}
nav a:hover{color:var(--red);text-decoration:none}
.btn{display:inline-block;background:var(--red);color:#fff!important;padding:12px 26px;border-radius:6px;font-weight:700;border:none;cursor:pointer;font-size:1rem}
.btn:hover{background:#9e0c24;text-decoration:none}
.btn.dark{background:var(--dark)}
.btn.dark:hover{background:#000}
.hero{background:linear-gradient(135deg,#1a1a1a 0%,#3a3a3a 100%);color:#fff;padding:80px 0}
.hero h1{color:#fff;font-size:2.6rem;max-width:800px}
.hero p{font-size:1.15rem;max-width:700px;margin:18px 0 28px;color:#e8e8e8}
.hero .kicker{color:#ffd54f;font-weight:700;letter-spacing:2px;text-transform:uppercase;font-size:.85rem}
.badge-row{display:flex;gap:14px;flex-wrap:wrap;margin-top:30px}
.badge{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.25);padding:10px 16px;border-radius:8px;font-size:.9rem}
.stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:20px;padding:50px 0}
.stat{text-align:center}
.stat b{display:block;font-size:2.4rem;color:var(--red)}
.stat span{color:var(--gray);font-size:.95rem}
section{padding:64px 0}
section.alt{background:var(--light)}
.eyebrow{color:var(--red);font-weight:700;letter-spacing:2px;text-transform:uppercase;font-size:.8rem}
h2{font-size:2rem;margin:8px 0 20px}
.lead{font-size:1.1rem;color:var(--gray);max-width:820px}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:26px;margin-top:36px}
.card{background:#fff;border:1px solid #e6e6e6;border-radius:12px;padding:30px;box-shadow:0 2px 10px rgba(0,0,0,.04);display:flex;flex-direction:column}
.card .num{color:var(--red);font-weight:800;font-size:.85rem;letter-spacing:1px}
.card h3{font-size:1.3rem;margin:10px 0 12px}
.card p{color:var(--gray);font-size:.96rem;margin-bottom:14px}
.card ul{margin:0 0 18px 18px;color:var(--gray);font-size:.95rem}
.card ul li{margin-bottom:6px}
.card .tag{display:inline-block;background:var(--light);border-radius:20px;padding:4px 14px;font-size:.8rem;font-weight:600;color:var(--dark);margin-bottom:10px}
.card a.mt{margin-top:auto;font-weight:700}
.price{font-size:1.9rem;font-weight:800;color:var(--dark)}
.price small{font-size:.85rem;color:var(--gray);font-weight:400}
.table-wrap{overflow-x:auto;margin-top:30px}
table{width:100%;border-collapse:collapse;background:#fff}
th,td{padding:14px 16px;text-align:left;border-bottom:1px solid #e6e6e6;font-size:.95rem}
th{background:var(--dark);color:#fff}
tr:hover td{background:#fafafa}
.steps{counter-reset:s;display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:24px;margin-top:36px}
.step{background:#fff;border-top:4px solid var(--red);padding:26px;border-radius:0 0 10px 10px;box-shadow:0 2px 8px rgba(0,0,0,.05)}
.step b{display:block;font-size:1.05rem;margin:8px 0 8px}
.step p{color:var(--gray);font-size:.93rem}
.step .n{width:34px;height:34px;border-radius:50%;background:var(--red);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:800}
.faq details{background:#fff;border:1px solid #e6e6e6;border-radius:10px;margin-bottom:12px;padding:18px 22px}
.faq summary{font-weight:700;cursor:pointer;font-size:1.02rem}
.faq details p{margin-top:12px;color:var(--gray)}
.checklist li{list-style:none;padding-left:30px;position:relative;margin-bottom:10px;color:var(--gray)}
.checklist li:before{content:"\2713";position:absolute;left:0;color:var(--green);font-weight:800}
.split{display:grid;grid-template-columns:1fr 1fr;gap:44px;align-items:center}
@media(max-width:820px){.split{grid-template-columns:1fr}.hero h1{font-size:1.9rem}}
.callout{background:#fff8e1;border-left:5px solid var(--amber);padding:20px 24px;border-radius:8px;margin:28px 0;color:#4e4e4e}
.callout.red{background:#fdecee;border-left-color:var(--red)}
.cta{background:var(--dark);color:#fff;text-align:center;padding:60px 0}
.cta h2{color:#fff}
footer{background:#111;color:#bbb;padding:56px 0 24px;font-size:.92rem}
footer h4{color:#fff;margin-bottom:14px}
.fgrid{display:grid;grid-template-columns:2fr 1fr 1fr 1.2fr;gap:36px}
@media(max-width:820px){.fgrid{grid-template-columns:1fr 1fr}}
footer ul{list-style:none}
footer ul li{margin-bottom:8px}
footer a{color:#bbb}
footer a:hover{color:#ffd54f}
.copyright{border-top:1px solid #2a2a2a;margin-top:36px;padding-top:20px;text-align:center;font-size:.85rem;color:#777}
.pill{display:inline-block;background:#e8f5e9;color:var(--green);font-weight:700;border-radius:20px;padding:3px 14px;font-size:.82rem}
.pill.red{background:#fdecee;color:var(--red)}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-top:24px}
@media(max-width:640px){.form-grid{grid-template-columns:1fr}}
input,select,textarea{width:100%;padding:13px;border:1px solid #ccc;border-radius:6px;font-size:1rem;font-family:inherit}
label{font-weight:600;font-size:.9rem;display:block;margin-bottom:6px}

/* Jacob's unified bright-blue article theme */
:root{--red:#ed1b3a;--dark:#10233f;--gray:#60738b;--light:#f4f9fd;--brand:#0496ff;--brand-dark:#0879c8;--line:#d9e8f3;--green:#188a55;--amber:#f6b800}
body{font-family:"Helvetica Neue",Helvetica,Arial,sans-serif;color:var(--dark);background:#fff;font-size:16px}
h1,h2,h3,h4,.btn,nav a{font-family:"Arial Nova","Helvetica Neue",Arial,sans-serif;color:var(--dark);letter-spacing:-.025em}
.container{max-width:1240px;padding:0 24px}.topbar{background:#10233f;color:#dcecff;padding:9px 0}.topbar a{color:#7bcaff}
header.site{border-bottom:0;box-shadow:0 1px 0 #dbeaf5,0 10px 35px rgba(8,86,142,.06)}
.hero{background:linear-gradient(120deg,#078fef 0%,#0496ff 65%,#22a7ff 100%);padding:82px 0 94px;position:relative;overflow:hidden}
.hero:after{content:"";position:absolute;right:-170px;top:-270px;width:650px;height:650px;border:105px solid rgba(255,255,255,.1);border-radius:50%}.hero .container{position:relative;z-index:1}
.hero h1{font-size:clamp(2.8rem,5.3vw,5rem);line-height:.98;letter-spacing:-.06em;max-width:980px}.hero p{font-size:1.12rem;line-height:1.7;color:rgba(255,255,255,.88);max-width:800px}.hero .kicker{color:#fff;background:rgba(16,35,63,.18);display:inline-flex;padding:7px 11px;border-radius:6px}
section{padding:78px 0}section.alt{background:#f4f9fd}.eyebrow{color:#0496ff}h2{font-size:clamp(2rem,3.5vw,3.25rem);letter-spacing:-.045em}.lead{color:#60738b}
.card{border-color:#d9e8f3;border-radius:16px;box-shadow:0 16px 42px rgba(16,76,117,.07)}.card .num,.card a.mt{color:#0496ff}.card .tag{background:#e9f6ff;color:#0879c8}.price{color:#10233f}
th{background:#10233f}tr:hover td{background:#f1f9ff}.step{border-top-color:#0496ff;border-radius:0 0 14px 14px;box-shadow:0 14px 36px rgba(16,76,117,.07)}.step .n{background:#0496ff}.faq details{border-color:#d9e8f3;border-radius:12px}
.callout{background:#eef8ff;border-left-color:#0496ff;color:#33485f}.callout.red{background:#fff1f4;border-left-color:#ed1b3a}.pill{background:#eaf8f0;color:#167443}.pill.red{background:#fff0f3;color:#ed1b3a}
.btn{background:#ed1b3a;border-radius:9px;padding:13px 26px}.btn:hover{background:#ca1230}.btn.dark{background:#10233f}.btn.dark:hover{background:#183a60}
.cta{background:#0496ff;padding:72px 0}.cta .eyebrow{color:#fff!important}.cta p{color:rgba(255,255,255,.88)!important}.cta a[style]{color:#fff!important}
footer{background:#10233f;color:#bed0e3;padding:64px 0 24px}footer h4{color:#fff}footer a{color:#bed0e3}footer a:hover{color:#61c1ff}.copyright{border-top-color:rgba(255,255,255,.13);color:#91aac1}.footer-brand{width:178px;background:#fff;border-radius:10px;padding:10px 12px;margin-bottom:18px}
@media(max-width:820px){.hero{padding:62px 0 70px}.hero h1{font-size:clamp(2.65rem,10vw,4rem)}section{padding:60px 0}.fgrid{grid-template-columns:1fr 1fr;gap:28px}}
@media(max-width:560px){.container{padding:0 16px}.fgrid{grid-template-columns:1fr}.topbar .container{display:block}.topbar span{display:block}.grid{grid-template-columns:1fr}}

/* Final readable process-card system for article pages */
body section>.container>h2{
  color:#10233f;
  font-weight:800;
  line-height:1.08;
  max-width:980px;
  margin:10px 0 22px;
}
body section>.container>.eyebrow{
  color:#0496ff!important;
  font-size:.76rem;
  font-weight:900;
  letter-spacing:.18em;
}
body .steps{
  display:grid!important;
  grid-template-columns:repeat(auto-fit,minmax(260px,1fr))!important;
  gap:18px!important;
  margin-top:38px!important;
  align-items:stretch!important;
}
body .steps>.step{
  display:flex!important;
  flex-direction:column!important;
  align-items:flex-start!important;
  grid-template-columns:none!important;
  gap:0!important;
  min-width:0!important;
  min-height:330px!important;
  padding:28px 26px!important;
  background:#fff!important;
  color:#10233f!important;
  border:1px solid #d4e8f6!important;
  border-top:5px solid #0496ff!important;
  border-radius:16px!important;
  box-shadow:0 15px 38px rgba(16,76,117,.09)!important;
}
body .steps>.step .n{
  display:grid!important;
  place-items:center!important;
  flex:0 0 42px!important;
  width:42px!important;
  height:42px!important;
  margin:0 0 22px!important;
  border-radius:50%!important;
  background:#0496ff!important;
  color:#fff!important;
  font-size:.9rem!important;
  font-weight:900!important;
  line-height:1!important;
}
body .steps>.step>b{
  display:block!important;
  width:100%!important;
  margin:0 0 13px!important;
  color:#10233f!important;
  font-size:1.15rem!important;
  font-weight:850!important;
  line-height:1.25!important;
}
body .steps>.step>p{
  display:block!important;
  width:100%!important;
  margin:0!important;
  color:#52667e!important;
  font-size:.94rem!important;
  line-height:1.68!important;
  opacity:1!important;
}
body .steps>.step>p a{
  color:#0078cd!important;
  font-weight:800!important;
  text-decoration:underline;
  text-underline-offset:3px;
}
body .callout{
  margin-top:30px!important;
  padding:22px 26px!important;
  background:#eaf6ff!important;
  border:1px solid #c9e7fb!important;
  border-left:5px solid #0496ff!important;
  color:#334b65!important;
  font-size:1rem!important;
  line-height:1.7!important;
}
@media(max-width:980px){
  body .steps{grid-template-columns:repeat(2,minmax(0,1fr))!important}
  body .steps>.step{min-height:285px!important}
}
@media(max-width:620px){
  body .steps{grid-template-columns:1fr!important;gap:14px!important}
  body .steps>.step{min-height:0!important;padding:24px 22px!important}
  body .steps>.step .n{margin-bottom:17px!important}
}